Articles Of Interest
January 8, 2020
Helping Your Parents Preplan
Talking with your parents about their funeral wishes may not be something you’ve considered doing, but there are many benefits in taking this important step. You can help your parents complete the preplanning process. By talking with your parents now, you can ensure that any decision they make now is with a clear mind.
Preplanning ensures that you know what their wishes are so that they can be fulfilled. Talking with your parents about preplanning will provide you with information you likely didn’t know before. Many questions need to be addressed during the funeral planning process, if you already know your parent’s wishes; you can answer with confidence.
Sitting down and going through the preplanning process as a family can also help to prevent future family disagreements. The loss of a loved one is a very emotional time, and if a family is torn about which options to choose, emotions can run high. Even when a general consensus is reached, family members can sometimes continue to feel anxiety, doubt and regret about the decisions that were made. However, if you sit down with your parents now to determine exactly what they want, everyone will experience greater peace in the future knowing their final wishes were honored.
Planning in advance can also help to keep the cost of a funeral down. When planning a funeral at a time of need, emotions often play a huge factor that results in overspending to get a loved one the “best” options as a way to show our love. Sitting down with your parents now to discuss exactly what their wishes are, can help defray costs. Prefunding can also be arranged in advance to relieve the burden from family members.
Lastly, preplanning their funeral can provide your parents with peace of mind, knowing everything is taken care of. Your family can rest easy knowing that the difficult decisions are already made.
Pets are such a special source of friendship, joy, unconditional love and companionship.
Struggling to find the right words when sending a sympathy card?
Most people don’t give much thought to death certificates until they have a death in the family. A death certificate is the permanent legal record needed to prove that a person has actually died.
Bring their memory to the table Serve up a tasty reminder by preparing some of your loved one’s favorite recipes. Give a Thanksgiving toast or prayer that acknowledges the role that they played in your family’s lives. Consider creating a centerpiece made up of mementos from their life for the table. Or go around the table and ask each person to share something they are grateful for about the person who has died. Do something together to honor their memory There are many Thanksgiving Day events that your family can participate in to honor your loved one’s memory. Sign up for a turkey trot or charity walk. Watch one of their favorite movies together. Attend a remembrance service. Donate food or money in their name. Help to serve a Thanksgiving meal to families in need. Continue to share your memories Every family has their favorite stories and memories that they tell that highlight the unique personalities of each member. Be sure to continue sharing your memories and reminisce about those that you have lost. Whether it’s at the dinner table or during the football game, simply talking about your loved one is often what we need most after a loss. Accept that this Thanksgiving will be different. Try to find the balance between moments of grief and moments of joy. Listen to your intuition and only do what you can manage. Taking care of yourself is the most important thing. Grief is hard and tiring. Get plenty of sleep and give yourself permission to let in some joy this Thanksgiving.
Who can be a beneficiary? In most cases, people name their spouse, children or someone who financially depends on them as beneficiaries. A beneficiary can also be a sibling, other family member, friend, charity or trust. There are two types of beneficiaries: primary and contingent. If the primary beneficiary is deceased, then the asset goes to the contingent beneficiary. Why is it important to designate beneficiaries? Beneficiary designations take effect immediately after death. Because of this, they override any instructions that may be in a will regarding the distribution of assets. Having beneficiaries named on an account circumvents the probate process and helps ensure that assets can be transferred to heirs without delay. Even if you write a legal will leaving the assets to another person, whoever is listed as the beneficiary on your accounts is the person who will inherit. Matching beneficiary designations with provisions in your will can ensure that your wishes are followed properly. Retirement account beneficiaries Even changing your job can necessitate updating your beneficiary. If you roll over your retirement account, make sure that the account lists the correct beneficiaries. Previous beneficiary designations generally will not automatically move with your assets. Provisions for beneficiaries vary from plan to plan and state law — some of which automatically eliminate former spouses as beneficiaries. However, for many employer-sponsored retirement plans, such as 401(k) plans, these laws do not apply. A cautionary tale Suppose you married in your twenties, had two children and set up a life insurance policy, naming your then-spouse as beneficiary. Fifteen years later, you have divorced and remarried, and now, you have a child with your new partner. If you never updated your beneficiaries on your life insurance policy, your ex-spouse would inherit, leaving no proceeds for your current spouse or any of your three children. Take the time now to check that beneficiary information on your accounts is accurate and up to date. Updating your beneficiaries is simple, usually requiring filling out paperwork or making changes online. DISCLAIMER: Individual circumstances and state laws vary. Only undertake estate planning with the help and assistance of an attorney licensed in your state. If you need advice about designating your beneficiaries, talk to an attorney or estate planner to help ensure your final wishes are carried out.
You can preplan from the comfort of your home
One of the more common physical symptoms of grief is “brain fog.” Brain fog happens because your body interprets grief as trauma and begins to shut down to protect itself.
Preplanning is not complicated. It usually takes about an hour of your time. There are several components to making funeral arrangements.
Consoling a member of your family or close friends over the loss of a loved one can be difficult, but figuring out how to acknowledge that same kind of loss to a coworker or employee adds another layer of complexity. With family and friends whom you have a close relationship, you have the benefit of knowing that person and how you might help them manage their grief. You may not have that same level of familiarity with coworkers. A first step for managers or supervisors of someone who has experienced a loss is to make sure that your employee is aware of how the company (and you) can support them during their time of grief. Make sure that they know about the company's bereavement policy and any human resources support that are in place. In addition, let them know that you are aware that grief can have an impact on their ability to think clearly and perform their job duties. Flexibility is key to helping them. Everyone has struggled to manage the demands of work at one time or another. On average, U.S. employees receive four days of paid leave. Returning to work in such a short period of time can be challenging. Considering that the very real physical symptoms of grief, including ‘brain fog’ and loss of energy can decrease work productivity, coworkers can help by offering to assist them with some of their duties. Coworkers can also support grieving people by acknowledging their loss in person, with a note, or email. Whatever method you chose, it’s important to acknowledge their loss in some way. Remember to keep it simple. Avoid cliches about ‘being in a better place’ or giving advice. If you talk with them, don’t ask about details of the death, which can be upsetting. Simply listening is the best thing you can do. Don’t be tempted to share your stories of loss. Now is not the time to focus on your experience. It’s time to support someone else along their journey. If you don’t know your coworker well, be observant and take your cues from them. Judging as best you can when they are open to talking or when they prefer privacy. Most importantly, give them the time they need to deal with their loss. Grief doesn’t just magically disappear in few weeks or month. It ebbs and flows for a long time, sometimes even years. So, remember to periodically check back in with your coworker to see how they are managing their grief. 
Aaron Abbott’s first experience with funeral homes was when his father worked part time at a funeral home in their community. Aaron and his brother would help with services and doing removals. Before long he realized that being a funeral director was something he wanted to pursue as a career. After high school, Aaron got his bachelor’s degree from Penn State University and went on to graduate from the Pittsburgh Institute of Mortuary Science. He joined the Buch Family of Funeral Homes in 2002. Over the last several decades, Aaron has benefitted from having Ted Beck as a mentor and now Aaron is passing that learning legacy along to his daughter who works alongside of him. Allissa earned her funeral directors license in 2019. Growing up, Allissa was always aware of the sacrifices her father made to be a funeral director. “As kids, we always knew that when the phone rang, it meant that dad was going to work,” she said. “No matter what time of day or night. At one point, when my brother was little, he took to hiding the car keys whenever the phone rang because he didn’t want dad to leave.” “We always took two cars wherever we went,” explained Aaron. “That way I could always leave if I got a call. Thankfully, we have several funeral directors to share the workload, so I was still able to coach and attend the kid’s events when they were growing up.” Her friends at school wanted to know why her father always wore a business suit, not matter where he was. Allissa explained that he was an undertaker. Her answer confused the schoolkids even more because the only “undertaker” they knew about was a WWE professional wrestler. Every year in November, the Buch Family of Funeral Homes offers a Holiday Grief Support program. When she was around fourteen, Allissa started helping out with the event, greeting people and interacting with the public. “I realized that being a funeral director was not all sad and weird stuff,” recalled Allissa. “I like interacting with people and I also get to use the science side of my brain. Every day is different. We’re always thinking ahead and planning for contingencies in case something doesn’t go as planned.” “Allissa has always been very mature for her age,” said Aaron. “Her growing up around a funeral home really helped her get up to speed when she was studying to become a funeral director. I think the hardest part after she became a licensed director was when she first started meeting with families. She had the same problem I did when I started. We look very young. So, folks would wonder when the funeral director was going to show up.” “I followed the same guidance that Ted gave me when I was starting out,” continued Aaron. “I let her know I had the confidence in her to let her handle it on her own, without looking over her shoulder. She’s smart and will do a good job to establish trust with the families we serve.” Now, after twenty years, Aaron has become a shareholder and serves as Chief Executive Officer for the funeral homes. Just as Allissa is learning new skills, Aaron is gaining a better understanding of the business side of things. “We’ve got a good system in place,” said Aaron. “I have a good teacher in Ted and my goal is to pass what I’ve learned along to Allissa, so that the next generation at the Buch Family of Funeral Homes can continue to serve our community.”
Manheim
Aaron S. Abbott, Supervisor
Lititz
Theodore J. Beck, Supervisor
Mount Joy
Paul L. Gardner, Supervisor